Brain Babies: How to Nickel-and-Dime Yourself to Death!



Probably, like me, you’ve been told your whole life that you need to save, Save, SAVE!

Set up that nest egg, that rainy day fund; make sure you have enough when you retire.


Where’s the fun in that?


Okay, so you might find it difficult to kick the saving habit. I’m here to help.

There’s something you’re probably doing already, that you can increase with surprising ease

Drink more coffee!

If you drink, say, two cups a day now, drink five! And none of that “free refill” nonsense either. Go to different cafes; don’t bring your own cup (they give you discounts for that). And, if you drink the regular stuff, switch to lattes; they cost at least twice as much.

And the best part? You just piss it all away!

Speaking of which, alcohol is another great choice: not only is it even more addictive than caffeine, it’s also more expensive.

You may be a collector. I know I am. Now, here you have to be careful. Things like stamps, coins and baseball cards can actually increase in value. Nobody wants that.

I used to play Magic the Gathering. When I finally kicked the habit, I sold all of my cards (some 200 or so) at once at a con. I had two Mox Pearls and a Black Lotus; I got $10 for all three. Nowadays, those are worth hundreds, if not thousands of dollars! The key is getting rid of them in a timely fashion, before they appreciate too much.

But, hey! If you somehow miss that window, it’s okay. Remember, trading cards are made of paper, and paper is flammable. In fact, so is money!


Stop working. Right now. This instant. Walk up to your boss, look them straight in the eye, and let them know just how much you really hate them. Then, because this might not actually be enough to get you fired (especially if you’re in a union), pee on their shoes. This is easier for people with penises, but manageable for everyone if you’re willing to put a little effort into it.

That, right there, will drastically decrease money coming in, and make it so much easier to get rid of what you have. You see how easy it can be?


Give whatever you might have saved up away to a charity, but don’t get a receipt. This is crucial, because, at the end of the year, you could get money back in taxes. Nobody wants that.

If you have a car, leave it running somewhere. Don’t worry; someone will steal it, even in a nice neighborhood. Teenagers, in particular, just can’t resist going for a joyride.

But, please, make sure you don’t have insurance on it. It’s important to plan ahead.

If you own a home, great! Most of your money is already going into paying for it! However, if you’re not careful, a house can actually become more valuable. Be sure you don’t fix anything! It’s also helpful to leave your doors and windows open at all times, so that wildlife can come in and help destroy your environment. Bonus: thieves will have full access to your other possessions, which frees you up from having to find other ways to get rid of them.

If you rent, even better! You’re basically throwing your money away! I strongly suggest you also rent your furniture and appliances, too; this is a great way to hemorrhage your cash.

Did you know you can rent cars, too? Find a really nice one: they cost a freakin’ ton every month.


Well, there you have it. In no time at all, you can be freed of your worldly assets, and live your life not having to worry about paying the bills or sending the kids to college.

No responsibilities. No pressures. No cash.

For the complete how-to guide and workbook, please send $17,000 to Ken MacGregor. It’s a great start!

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